Tag: Financial Wellness Tips

The desire to give back is a powerful one as people of all ages seek to serve their communities and the causes they care about.

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From a historical standpoint, consumerism is actually a relatively new phenomenon in the American way of life. It emerged in the post-WWII 1940’s when the Great Depression and the devastation of war were in the rearview mirror, jobs were plentiful, and salaries were higher.

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Do you find yourself counting pennies at the end of every pay period, waiting for that next paycheck to be deposited?

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These days, users are turning to social media apps like TikTok for a lot more than just social interaction. TikTok campaigns like #LearnOnTikTok and #DidYouKnow have encouraged creators to upload more educational content than ever before.

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Between paying rent or mortgage and keeping up with utilities, car payments, insurance, and more, it can be easy to wonder where your paycheck went. While we all know that it’s important to save money for emergencies and retirement, such goals tend to fall by the wayside when you’re living paycheck to paycheck.

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When you develop smart spending habits, especially at a young age, you position yourself for better financial security for a lifetime. Fortunately, today you can use a budgeting app to help you make good decisions and save money.

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Gone are the days when managing money meant sitting down and separating bills into various piles. Young people today enjoy more access than ever before to mobile finance apps designed to make achieving goals like saving and budgeting effortless.

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We won’t sugarcoat it: Sticking to a New Year’s resolution is hard! According to a recent Forbes Health survey, the average resolution lasts 3.74 months. Getting past three months is nothing to scoff at, but at Spave, we believe that the best habits should get you closer to your long-term goals. Three months just isn’t enough time to save for a dream home, build a nest egg for retirement, or make a lasting impact for the causes you care about. Read on to learn more about setting, keeping, and growing your resolutions for 2024.

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Holiday spending has been steadily increasing in recent years. In fact, the National Retail Federation shows that consumers spent around $929.5 billion during the 2022 holiday season. That number is expected to increase between 3 and 4 percent this year. From gift buying to holiday festivities and travel, this can easily be an expensive time of year.

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