Common financial wisdom often dictates that to save money we have to live sparingly and give up our small pleasures. But who wants to deprive themselves of their little sources of joy to potentially benefit some nebulous future?<\/p>\n
The truth is that you don\u2019t have to go without in order to be able to save money. You just need to know how to save more money\u2014without<\/em> giving up the things you love!<\/p>\n April is Financial Literacy Month, and in light of that we’ve put together a handful of useful, simple tips and tricks to improve your financial wholeness.<\/p>\n <\/p>\n Brand loyalty is for the wealthy. If you\u2019re looking to put a little extra cash in your savings account at the end of each month, start buying generic or store brand products. The $2 price difference here and there will really add up!<\/p>\n There\u2019s a reason all of our grandparents are so devoted to coupons. Save the coupon booklet that comes in your local newspaper. If you place a lot of orders online, install a browser extension that checks for available discount codes.<\/p>\n If your grocery store or pharmacy offers a free rewards card, sign up for it! It may seem silly, but the rewards points and member discounts can be surprisingly substantial. Get a rewards card anywhere that you shop regularly.<\/p>\n Ordering food delivery through apps is easy and tempting but it\u2019s also far from cost-effective. You\u2019re paying inflated prices plus delivery fees, service charges, and tips. If you\u2019re going to order out, get take-out for pickup\u2014or at least order directly from the restaurant!<\/p>\n Cutting out your daily latte isn\u2019t going to allow you to comfortably retire. There\u2019s no point in giving it up! But try to scale back your indulgences. Maybe that means visiting a less expensive coffee shop, buying a smaller size drink, or skipping one or two days a week. Regardless of the exact methodology you employ, scaling back can be a great trick to save a few extra dollars!<\/p>\n Take away the option of splurging by setting up recurring automated transfers from your checking account to your savings account. Some employers even let you split your direct deposit between accounts. However you set it up, ensure some money is automatically being transferred to your savings each month.<\/p>\n Yes, it\u2019s the obvious piece of advice, but \u201cset yourself a budget\u201d is a classic for a reason. If you haven\u2019t already, tracking your income, expenses, and spending habits is a great way to start saving more. It doesn’t have to have to be a cumbersome or laborious task. You can easily download a budgeting app that does all the leg work for you!<\/p>\n Spave is a free all-in-one app built for budgeting, saving, and giving. In Spave, you can track your purchases, control your budget, set goals, save, and donate. You can round up your purchases or set what percentage of your money you want to designate toward your savings. Once you set it up, Space does the rest, and you can save without even thinking about it. If you\u2019re interested in trying Spave for yourself, download it now<\/span><\/a>!<\/p>\n {{cta(‘1919e802-e35e-49ac-800a-5d0ab46d532d’)}}<\/p>\n","protected":false},"excerpt":{"rendered":" Common financial wisdom often dictates that to save money we have to live sparingly and give up our small pleasures. But who wants to deprive themselves of their little sources of joy to potentially benefit some nebulous future? The truth is that you don\u2019t have to go without in order to be able to save […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-312","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/devsiteomg.com\/spave\/wp-json\/wp\/v2\/posts\/312","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/devsiteomg.com\/spave\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/devsiteomg.com\/spave\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/devsiteomg.com\/spave\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/devsiteomg.com\/spave\/wp-json\/wp\/v2\/comments?post=312"}],"version-history":[{"count":0,"href":"https:\/\/devsiteomg.com\/spave\/wp-json\/wp\/v2\/posts\/312\/revisions"}],"wp:attachment":[{"href":"https:\/\/devsiteomg.com\/spave\/wp-json\/wp\/v2\/media?parent=312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/devsiteomg.com\/spave\/wp-json\/wp\/v2\/categories?post=312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/devsiteomg.com\/spave\/wp-json\/wp\/v2\/tags?post=312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Buy Generic<\/span><\/h2>\n
Use Coupons<\/span><\/h2>\n
Get Rewards<\/span><\/h2>\n
Stop Using Delivery Apps<\/span><\/h2>\n
Employ Moderation<\/span><\/h2>\n
Auto Transfer<\/span><\/h2>\n
Budget Smart<\/span><\/h2>\n
Try Spave<\/span><\/h2>\n